Credicor Financial Corp., 7964927 Canada Inc. DBA Lease Plus Financial, Lease Link Canada Corp® and associated/related entities (hereinafter, collectively known as Credicor)
Please read the Terms of Use and the Credicor Privacy Policy carefully. By accessing this Web Site, submitting information to Credicor or using the features of this Web Site, you agree to be bound by all of the terms and conditions in the Terms of Use and the Credicor Privacy Policy. If you do not agree with the Terms of Use or the Credicor Privacy Policy, do not access this Web Site.
OUR GOALS AND COMMITMENT TO YOU
Your privacy is important to Credicor. This Privacy Policy is our commitment to the protection of your privacy and any personal information you disclose to us.
COLLECTION AND USE OF PERSONAL INFORMATION
We collect personal information such as name, address, contact information, date of birth, social insurance number and financial information. We use social insurance numbers for identification purposes only. We collect these numbers at the option of the customer, they are not required to complete a credit application. We use the information we collect to:
• confirm identification;
• assess creditworthiness;
• provide leasing services to you; and
• promote our leasing products.
DISCLOSURE OF PERSONAL INFORMATION
We do not sell information about our customers to others. Your personal information is a vital part of our ongoing business relationship with you. We will only disclose personal information:
• On a confidential basis, to our agents, suppliers, funders and service providers, to complete the transactions initiated by you;
• If the personal information forms part of an asset or a business that we sell or assign;
• To protect and enforce the rights and property of Credicor;
• To credit rating organizations;
• For fraud prevention or the reduction of the risk of fraud;
• If the disclosure is required or permitted by law; or
• If you request or consent to the disclosure.
COOKIES AND IP ADDRESSES
Our Web Site collects Internet Protocol (IP) Addresses for the purposes of system administration, to gather broad demographic information and to audit the use of our Web Site. We do not ordinarily link a user’s IP Address to personally identifiable information of that user, which means that each user’s session will be logged but remain anonymous to us. However, we can and will use IP Addresses to identify users of our Web Site when we feel it is necessary to enforce compliance with the Terms of Use and Disclaimer, when we reasonably believe it is required by law or to protect our service, our Web Site or other users on our Web Site.
We use cookies to help provide customized services and to allow you to register on our Web Site. You can choose whether to accept cookies by changing the setting of your browser. If you choose not to accept cookies, your experience on this Web Site may be diminished and some features will not work as intended.
SAFEGUARDS AND SECURITY
Credicor also provides appropriate physical, technological and organizational measures to safeguard personal information and to protect it from unauthorized access, deletion or alteration. This includes limiting employee access of personal information to those employees who have a business reason to know this personal information.
QUESTIONS AND CONCERNS
Credicor is committed to continuous improvement and values your input. We welcome your comments and suggestions on improving our Privacy Policy. We strive to ensure that the information collected, used and disclosed is accurate and up to date. If you would like to review your own personal information, correct or revise existing information, or if you have any questions, concerns or comments regarding this Privacy Policy or it’s application, please contact us: Fax: 1-780-414-0615 (attn: Privacy Office) or mail: 110 – 889 Harbourside Dr., North Vancouver, BC V7P 3S1. Attention: Privacy Office will promptly respond to your inquiry.
TERMS OF USE – DISCLAIMER
Please read this Terms of Use and Disclaimer and the Credicor Privacy Policy carefully. By accessing this Web Site, submitting information to Credicor. or utilizing the features of this Web Site, you agree to be bound by all of the terms and conditions in the Terms of Use and Disclaimer and the Credicor Privacy Policy. If you do not agree with the Terms of Use and Disclaimer or the Credicor Privacy Policy, do not access this Web Site.
USE OF THIS WEBSITE
While Credicor has tried to ensure the accuracy, currency and reliability of this Web Site, Credicor does not accept any responsibility or liability arising from the use of this Web Site including from any error, omission or from the use of any information contained in this Web Site as explained in EXCLUSION OF WARRANTIES and LIMITATION OF LIABILITY below.
Due to the nature of the Internet, it is not possible for Credicor to limit access of this Web Site to those jurisdictions in which it does business. Services, products, or advertisements in this Web Site may therefore not be eligible for solicitation in your jurisdiction. You should not consider anything at this site as an advertisement, offer to sell or as a solicitation of an offer to buy any product or service from Credicor. This Web Site is for use only by persons residing in jurisdictions where Credicor‘s services, advertisements or information may legally be offered.
You may not link to any page of this Web Site, unless specifically authorized by Credicor to do so.
COPYRIGHT, TRADEMARKS AND TRADE NAMES
Except where indicated, all content included on this Web Site, including text, graphics, button icons, images, date compilations and software is the property of Credicor and is protected by Canadian and international copyright laws.
Certain names, graphics, logos, icons, designs, words, titles or phrases at this Web Site may constitute trade names, trademarks or service marks of Credicor. or other entities. Trademarks may be registered in certain countries as applicable. A display of trademarks on pages of this Web Site does not imply that a licence of any kind has been granted. Any unauthorized downloading, retransmission or other copying or modification of trademarks and/or the contents herein may be a violation of the applicable trademark laws in your jurisdiction and could subject the copier to legal action.
Unless otherwise specified, no one has permission to copy, redistribute, reproduce or publish in any form, any information found at this Web Site.
EXCLUSION OF WARRANTIES
CREDICOR MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE ADEQUACY, ACCURACY, SECURITY, RELIABILITY, TIMELINESS OR COMPLETENESS OF THIS WEB SITE OR THE INFORMATION CONTAINED IN THIS WEB SITE AND CREDICOR EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE WEB SITE OR THIS INFORMATION CONTAINED IN THE WEB SITE. THIS INFORMATION AND THE PRODUCTS AND SERVICES PROVIDED IN THIS WEB SITE ARE PROVIDED “AS IS” “AS AVAILABLE” WITHOUT ANY WARRANTY OF ANY KIND, EITHER STATUTORY, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, FREEDOM FROM COMPUTER VIRUS, NON-INFRINGEMENT, OR ARISING FROM A COURSE OF DEALING, USAGE OR TRADE PRACTICE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSIONS OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
LIMITATION OF LIABILITY
CREDICOR INCLUDING, WITHOUT LIMITATION, IT’S OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS, SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES WHATSOEVER AND HOWSOEVER CAUSED, INCLUDING LOST PROFITS, BUSINESS INTERRUPTION, PERSONAL INJURY OR ANY PECUNIARY LOSS (EVEN IF CREDICOR IS ADVISED OF THE POSSIBILITY) ARISING IN ANY WAY FROM THE USE OF OR RELIANCE ON THIS WEB SITE OR INFORMATION CONTAINED IN THIS WEB SITE OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF CREDICOR IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. CREDICOR SHALL NOT BE LIABLE FOR ANY DAMAGES OR LOSSES THAT MAY BE CAUSED TO ANY EQUIPMENT AND OTHER SOFTWARE DUE TO ANY VIRUSES, DEFECTS OR MALFUNCTIONS IN CONNECTION WITH ACCESS OR USE OF THIS WEB SITE. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
CHOICE OF LAW
The laws of the Province of Alberta and the laws of Canada applicable therein shall govern as to the interpretation, validly and effect of this agreement notwithstanding any conflict of laws provisions of your domicile, residence or physical location. You consent and submit to the exclusive jurisdiction of the courts of the Province of Alberta in any action or proceeding instituted under or related to this agreement.